Top of main content

UAE Mortgages for International Clients

We help newcomers become homeowners.

Whether you’re buying a home in the UAE to live in or use as an investment property, East West Financial has the experience to provide mortgage solutions for foreign nationals. 

• International borrowers1 view footnote 1 with qualifying documentation do not need UAE credit history to apply for an East West Financial mortgage. We may order an international credit report for your application.

• Loans up to 75% of appraised property value or purchase price, whichever is lower

• Fixed and adjustable rate mortgage (ARM)2 options with financing up to AED4 million

Let us help you buy a home in the UAE

Jumbo Mortgages

At East West Financial we offer a suite of jumbo mortgage products designed with additional features and discounts3 based on your banking relationship with East West Financial.

East West Financial Preferred Mortgage4
For borrowers with combined personal deposit and investment balances‡ view footnote 01 from AED10,000 to < AED75,000
  • Access up to AED3 million in financing

Learn more about East West Financial’s Preferred Mortgage and view rates.

East West Financial Deluxe Mortgage5
For borrowers with combined personal deposit and investment balances‡ view footnote 01 from AED75,000 to < AED1,000,000
  • Access up to AED4 million in financing

Learn more about East West Financial’s Deluxe Mortgage and view rates.

East West Financial Elite Mortgage6 view footnote 6
For borrowers with combined personal deposit and investment balances‡ view footnote 01 greater than AED1,000,000
  • Access up to AED4 million in financing

Learn more about East West Financial’s Elite Mortgage and view rates.

East West Financial Summit Mortgage7 view footnote 7
For borrowers with an East West Financial Private Banking relationship8 view footnote 8
  • Access up to AED10 million in financing

Learn more about East West Financial’s Summit Mortgage.

Steps on how to apply

Step 1

Application

When financing property in the UAE, a mortgage prequalification can simplify the process. We will check your financial background to determine how much money you are qualified to borrow and the estimated interest rate you will pay.

Step 2

Credit verification

You do not need UAE credit history to be eligible to apply for a mortgage loan. We may order an international credit report for your application. Additional information may be needed to complete credit verification.

Step 3

Documents you may need

There are a number of documents that you must supply when applying for a mortgage in the UAE, but keep in mind that the exact documents needed may vary in different parts of the UAE

 

In general, you will need documents that verify the following:

• Your identity

• Income

• Employment

• Assets

You may want to consider having a real estate attorney review all contracts, and consult with a tax specialist regarding your potential tax liabilities.

Step 4

Closing on your UAE home
A real estate closing is the final step in your home purchase. At the closing you will be signing legal documents and settling all of the costs needed to transfer ownership of the property. The following professionals are typically included in closing meetings:

• Sellers

• Buyers

• Seller's attorneys

• Buyer's attorneys

• The bank

• The insurance official

Get started

Mortgage financing request

Take the first step to get prequalified to buy or refinance your home.

Connect with a
Mortgage Consultant

Home ownership resources