The care you want, in the location you choose
Protect your assetsLong-term care3 coverage can help you avoid spending a lifetime of savings on medical care.
Control your careYou choose the facility or caregiver that's right for you and your family.
Enjoy home careMay cover support staff such as a caregiver, therapist or private duty nurse up to 7 days a week, 24 hours a day.
Supplement Medicare coverageMedicare or health insurance may not pay for the kind of extended care you may need.
Maintain your independence and standard of living
Protect your assets by planning ahead
Help maintain all you've worked to achieve with long-term care coverage. More than five million Americans in their later years require assistance to be able to enjoy the comfort of living in their homes.1 Because Medicare often does not pay for the care they need, many receive help exclusively from family caregivers.
Fortunately, a life insurance policy that offers long-term care benefits may help you:
- Stay in better control of your finances and protect more of your assets
- Receive compensation for in-home care if recommended by your physician
- Choose a nursing home or other facility you prefer
Quality care wherever you choose
With this coverage you can control the quality of your care and choose where to receive it – even if your needs increase. The following services may be covered:
- Assisted living services
- Adult daycare
- Respite care
- Hospice care
- Nursing home costs
- Alzheimer's facilities.
Unexpected long-term illness or disability could seriously damage your financial well-being; however, with some planning now, you can minimize undue stress on your family and the loss of a lifetime of savings. Visit an East West Financial branch