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Long-Term Care Coverage

The care you want, in the location you choose

  • Protect your assets
    Long-term care3 coverage can help you avoid spending a lifetime of savings on medical care.
  • Control your care
    You choose the facility or caregiver that's right for you and your family.
  • Enjoy home care
    May cover support staff such as a caregiver, therapist or private duty nurse up to 7 days a week, 24 hours a day.
  • Supplement Medicare coverage
    Medicare or health insurance may not pay for the kind of extended care you may need.

Maintain your independence and standard of living

Protect your assets by planning ahead

Help maintain all you've worked to achieve with long-term care coverage. More than five million Americans in their later years require assistance to be able to enjoy the comfort of living in their homes.1 Because Medicare often does not pay for the care they need, many receive help exclusively from family caregivers.

Fortunately, a life insurance policy that offers long-term care benefits may help you:

  • Stay in better control of your finances and protect more of your assets
  • Receive compensation for in-home care if recommended by your physician
  • Choose a nursing home or other facility you prefer

Quality care wherever you choose

Long-term care3 coverage may provide coverage for a visiting or live-in caregiver, housekeeper, therapist or private duty nurse up to 7 days a week, 24 hours a day.2

With this coverage you can control the quality of your care and choose where to receive it – even if your needs increase. The following services may be covered:

  • Assisted living services
  • Adult daycare
  • Respite care
  • Hospice care
  • Nursing home costs
  • Alzheimer's facilities.


Unexpected long-term illness or disability could seriously damage your financial well-being; however, with some planning now, you can minimize undue stress on your family and the loss of a lifetime of savings. Visit an East West Financial branch 

Ready to apply?

Speak with an East West Financial financial professional4 today


East West Financial financial professionals can answer your questions