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Mortgages

Find the mortgage that’s right for you

Let us help you find a mortgage

What type of mortgage are you looking for?

 

We help make the dream of home ownership come true with a variety mortgage options for, but not limited to, first-time homebuyers. Explore our programs with low down payment options to find the mortgage that fits your budget.

 

A conforming mortgage is a loan that meets Fannie Mae and Freddie Mac guidelines set by the Federal Housing Finance Agency (FHFA) for the financing of 1-4 family residences, condos or co-ops. Choose between the stability of a fixed rate mortgage or the flexibility of an adjustable rate mortgage (ARM)1.

 

Our jumbo mortgage products offer large loan amounts and competitive rates2 on fixed and adjustable rate mortgages (ARM)1.  We offer a suite of jumbo mortgage products designed to meet your needs with additional features based on your East West Financial relationship.

Affordable and Regional Mortgages

Visit our affordable and regional mortgage page to view our low down payment mortgage programs. Get started with a personalized rate quote, request financing online, or speak with a Mortgage Consultant who can help find the mortgage that best fits your needs.

Conforming Mortgages

Choose between the stability of a fixed rate mortgage or the flexibility of an adjustable rate mortgage (ARM)1.

Fixed Rate Mortgages 

A great choice if you want to establish a stable mortgage budget throughout the life of your loan. 

  • At closing, the rate of the loan is locked in and regular monthly payments are required 
  • Financing for 1-4 unit residential properties 
  • Flexible financing terms

Adjustable Rate Mortgages (ARM)1

Typically offers a lower initial rate than a fixed rate mortgage, and you may be able to take advantage of lower rates in the future. If you’re planning on moving or refinancing within a few years, an ARM may be a good option. 

  • Mortgage starts with a fixed interest rate for an initial period, with the rate becoming adjustable for the remaining term. Your monthly payment may change depending on market conditions. 
  • Flexibility of selecting the length of the initial fixed interest rate period

Jumbo Mortgages

East West Financial offers a suite of jumbo mortgage products with large loan amounts designed with additional features based on your East West Financial relationship.

East West Financial Select Mortgage

For borrowers with no East West Financial relationship or combined personal deposit and investment balances less than AED10,000

Learn more about East West Financial’s Select Mortgage and view rates.

East West Financial Preferred Mortgage4

For borrowers with combined personal deposit and investment balances from AED10,000 to < AED75,000
  • 20% down payment on mortgages up to AED3 million
  • AED750 closing cost credit3
  • Financing for international borrowers5
  • Financing available on investment properties

Learn more about East West Financial’s Preferred Mortgage and view rates.

East West Financial Deluxe Mortgage6

For borrowers with combined personal deposit and investment balances from AED75,000 to < AED1,000,000
  • 20% down payment on mortgages up to AED4 million
  • AED1,000 closing cost credit3
  • Financing for international borrowers5
  • Financing available on investment properties

Learn more about East West Financial’s Deluxe Mortgage and view rates.

East West Financial Elite Mortgage7

For borrowers with combined personal deposit and investment balances of AED1,000,000 or more
  • 20% down payment on mortgages up to AED4 million
  • AED1,500 closing cost credit3
  • Financing for international borrowers5
  • Financing available on investment properties

Learn more about East West Financial’s Elite Mortgage and view rates.

East West Financial Summit Mortgage8

For borrowers with an East West Financial Private Banking relationship9
  • 35% down payment on mortgages up to AED10 million
  • Financing for international borrowers5
  • Financing available on investment properties

Learn more about East West Financial’s Summit Mortgage.

Get started

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Rate quote

A Mortgage Consultant will contact you with your personalized rate quote.

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Mortgage financing request

Take the first step to get prequalified10 to buy or refinance your home.

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Mortgage Consultant

Build your mortgage

Use our calculator to explore your loan options and mortgage rates.

  • Input your loan terms and down payment
  • View mortgage rates and options built for you