Top of main content


Refinancing made simple

Reasons to refinance

Refinancing is the process of replacing your current mortgage with a new one. Whatever your reason, East West Financial can help make the refinancing process easy. A dedicated mortgage consultant is available to guide you throughout the entire process.

Here are a few reasons why refinancing your current mortgage may be right for you

Access equity in your home

By refinancing, you can access the equity in your home to obtain funds for home renovations, tuition payments, debt consolidation or other major expenses.

Move from an ARM1 to a Fixed Rate Mortgage

If you currently have an adjustable rate mortgage (ARM) that will reset soon and are concerned about rising rates, consider switching to a fixed rate mortgage. This would allow you to enjoy the convenience of a stable monthly payment.

Pay off your mortgage early

Pay off your home mortgage sooner by refinancing for a shorter term. While your monthly payments may be higher, you may pay less interest over the life of the loan.

Lower your monthly payments

Take advantage of favorable mortgage rates to possibly lower your payment and improve your monthly cash flow.

Cash-Out Refinance options

East West Financial offers a various refinancing programs to meet customers’ needs.

Limited Cash-Out Refinance

A limited cash-out refinance allows you to pay off your existing mortgage and include closing costs in your new mortgage loan amount. This option may allow you to reduce your interest rate, loan term, or both.

Cash-Out Refinance

A cash-out refinance allows you to pay off your existing mortgage and access additional funds in your new mortgage loan amount. This option allows you to turn your home’s equity into a source of funds for life’s major expenses.

Cash-Out Refinance – all-cash purchase2

An all-cash purchase can make the home buying process easier. East West Financial’s Cash-Out option allows you to reimburse yourself by obtaining a mortgage within six months of your all-cash purchase without the additional interest charged on a typical refinance transaction.

Get started

Rate Quote

A Mortgage Consultant will contact you with your personalized rate quote.

Mortgage refinance 

Take the first step to refinance your home.

Connect with a
Mortgage Consultant

Build your mortgage

Use our calculator to explore your loan options and mortgage rates.

  • Input your loan terms and down payment
  • View mortgage rates and options built for you